Multistate Credit Co-Operative Society Ltd
Multistate Credit Co-Operative Society Ltd
Effective Date: 29/06/2026
Yugandhar Multistate Credit Co-operative Society ("Society", "we", "our", or "us") is committed to protecting the privacy, confidentiality, and security of personal information entrusted to us by our members, customers, employees, visitors, and users of our digital platforms.
This Privacy Policy explains how we collect, use, process, store, disclose, and protect personal information while providing our financial and co-operative services through our branches, website, mobile applications, and other digital platforms.
The Society collects and processes personal information to provide secure financial services, comply with applicable legal and regulatory requirements, manage member relationships, prevent fraud, and improve customer experience.
This Privacy Policy applies to:
For regulatory compliance and customer identification purposes, we may collect:
We may collect information relating to:
When you access our website or application, we may collect:
The Society may use collected information for the following purposes:
The Society processes personal information in accordance with applicable Indian laws and regulatory requirements, including:
The Society collects and processes information only for lawful purposes connected with its activities and services.
Personal information may be disclosed only where necessary:
The Society follows reasonable security practices to protect personal information from unauthorized access, loss, misuse, alteration, and disclosure. Security measures include:
No digital transmission or storage system can be guaranteed to be completely secure.
Our website and digital platforms may use cookies and similar technologies to:
Users may manage or disable cookies through browser settings. Disabling cookies may affect certain website functionalities.
The Society retains personal information only for as long as necessary for:
After the required retention period, information may be securely deleted or anonymized.
Subject to applicable laws, individuals may have rights including:
Request information regarding personal data held by the Society.
Request correction or updating of inaccurate information.
Where processing is based on consent, individuals may request withdrawal, subject to legal requirements.
Individuals may raise privacy-related concerns through the designated grievance channel.
The Society respects the privacy of minors. Where services involve individuals below the legally applicable age, information may be collected only with appropriate consent from parents, guardians, or as permitted under applicable laws.
Our website or application may contain links to external websites or services. The Society is not responsible for the privacy practices, security, or content of third-party websites. Users are advised to review the privacy policies of external platforms before sharing personal information.
The Society may update this Privacy Policy periodically to reflect:
Updated policies will be published on our website or digital platforms.
The Society will make reasonable efforts to address grievances within applicable timelines.
This Privacy Policy is prepared as a general compliance document based on applicable Indian privacy and financial sector requirements. The Society may modify provisions based on changes in applicable laws, regulations, and operational requirements.
Members and customers are encouraged to review this Privacy Policy periodically for updates.